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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Mastercard · IndusInd Bank
5X rewards on dining — Best for dining.
Annual fee
₹750
Visa · Punjab National Bank
4 reward points per ₹100 — Best for rewards.
Annual fee
₹500
Visa · Yes Bank
12 reward points per ₹200 — Best for premium · rewards.
Annual fee
₹5,000
IndusInd Bank
Annual Fee
₹750
Reward Rate
5X rewards on dining
Welcome Benefit
—
Punjab National Bank
Annual Fee
₹500
Reward Rate
4 reward points per ₹100
Welcome Benefit
—
Yes Bank
Annual Fee
₹5,000
Reward Rate
12 reward points per ₹200
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | IndusInd Bank EazyDiner Credit CardMastercard · IndusInd Bank | Punjab National Bank Rakshak Credit CardVisa · Punjab National Bank | Yes Bank YES First Preferred Credit CardVisa · Yes Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | IndusInd Bank | Punjab National Bank | Yes Bank |
Card | |||
Annual fee | ₹750 | ₹500Best | ₹5,000 |
Joining fee | ₹750 | ₹500Best | ₹5,000 |
Reward rate | 5X rewards on dining | 4 reward points per ₹100 | 12 reward points per ₹200Best |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Mastercard | Visa | Visa |
Best for | dining | rewards | premium, rewards |
Apply |
IndusInd Bank
5X rewards on dining — Best for dining.
Punjab National Bank
4 reward points per ₹100 — Best for rewards.
Yes Bank
12 reward points per ₹200 — Best for premium · rewards.
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