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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Visa · IndusInd Bank
3 reward points per ₹100 — Best for rewards · premium.
Annual fee
₹3,000

Visa · Uni (SBM Bank)
Lifetime free. 2X rewards on UPI — Best for upi · cashback · lifetime-free.
Annual fee
Lifetime free

Mastercard · Yes Bank
3X rewards on entertainment & dining — Best for entertainment · dining.
Annual fee
₹500
IndusInd Bank
Annual Fee
₹3,000
Reward Rate
3 reward points per ₹100
Welcome Benefit
—
Uni (SBM Bank)
Annual Fee
Lifetime Free
Reward Rate
2X rewards on UPI
Welcome Benefit
—
Yes Bank
Annual Fee
₹500
Reward Rate
3X rewards on entertainment & dining
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | IndusInd Bank Legend Credit CardVisa · IndusInd Bank | Uni Pay Credit CardVisa · Uni (SBM Bank) | Yes Bank Marvel Plus Credit CardMastercard · Yes Bank |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | IndusInd Bank | Uni (SBM Bank) | Yes Bank |
Card | |||
Annual fee | ₹3,000 | Lifetime FreeBest | ₹500 |
Joining fee | ₹3,000 | ₹0Best | ₹500 |
Reward rate | 3 reward points per ₹100Best | 2X rewards on UPI | 3X rewards on entertainment & dining |
Welcome benefit | — | — | — |
Lifetime free | No | YesBest | No |
Network | Visa | Visa | Mastercard |
Best for | rewards, premium | upi, cashback, lifetime-free | entertainment, dining |
Apply |
IndusInd Bank
3 reward points per ₹100 — Best for rewards · premium.
Uni (SBM Bank)
Lifetime free. 2X rewards on UPI — Best for upi · cashback · lifetime-free.
Yes Bank
3X rewards on entertainment & dining — Best for entertainment · dining.
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