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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · IndusInd Bank
5 reward points per ₹100 — Best for premium.
Annual fee
₹12,500
Mastercard · RBL Bank
Lifetime free. 2X reward points on online — Best for online-shopping · lifetime-free.
Annual fee
Lifetime free
Visa · Uni (SBM Bank)
Lifetime free. 1.5X rewards on all spends — Best for rewards · lifetime-free.
Annual fee
Lifetime free
IndusInd Bank
Annual Fee
₹12,500
Reward Rate
5 reward points per ₹100
Welcome Benefit
—
RBL Bank
Annual Fee
Lifetime Free
Reward Rate
2X reward points on online
Welcome Benefit
—
Uni (SBM Bank)
Annual Fee
Lifetime Free
Reward Rate
1.5X rewards on all spends
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | IndusInd Bank Pinnacle Credit CardVisa · IndusInd Bank | RBL Bank ShopRite Credit CardMastercard · RBL Bank | Uni Credit CardVisa · Uni (SBM Bank) |
|---|---|---|---|
Card image |  |  |  |
Provider | IndusInd Bank | RBL Bank | Uni (SBM Bank) |
Card | |||
Annual fee | ₹12,500 | Lifetime Free | Lifetime Free |
Joining fee | ₹12,500 | ₹0 | ₹0 |
Reward rate | 5 reward points per ₹100Best | 2X reward points on online | 1.5X rewards on all spends |
Welcome benefit | — | — | — |
Lifetime free | No | Yes | Yes |
Network | Visa | Mastercard | Visa |
Best for | premium | online-shopping, lifetime-free | rewards, lifetime-free |
Apply |
IndusInd Bank
5 reward points per ₹100 — Best for premium.
RBL Bank
Lifetime free. 2X reward points on online — Best for online-shopping · lifetime-free.
Uni (SBM Bank)
Lifetime free. 1.5X rewards on all spends — Best for rewards · lifetime-free.
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