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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · Jupiter (Federal Bank)
Lifetime free. 2X rewards on online spends — Best for online-shopping · lifetime-free.
Annual fee
Lifetime free
Visa · Punjab National Bank
10X rewards on international travel — Best for travel.
Annual fee
₹2,000
Visa · SBI Card
2% NeuCoins + annual fee reversal on ₹1L spend
Annual fee
₹1,499
Jupiter (Federal Bank)
Annual Fee
Lifetime Free
Reward Rate
2X rewards on online spends
Welcome Benefit
—
Punjab National Bank
Annual Fee
₹2,000
Reward Rate
10X rewards on international travel
Welcome Benefit
—
SBI Card
Annual Fee
₹1,499
Reward Rate
5% NeuCoins on Tata Neu App / Tata partner spends; 1.5% NeuCoins on other spends
Welcome Benefit
Welcome NeuCoins worth up to ₹1,500 on first 30 days of card activation
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Jupiter Edge Credit CardVisa · Jupiter (Federal Bank) | Punjab National Bank Global Credit CardVisa · Punjab National Bank | Tata Neu Plus SBI CardVisa · SBI Card |
|---|---|---|---|
Card image |  |  |  |
Provider | Jupiter (Federal Bank) | Punjab National Bank | SBI Card |
Card | |||
Annual fee | Lifetime FreeBest | ₹2,000 | ₹1,499 |
Joining fee | ₹0Best | ₹2,000 | ₹1,499 |
Reward rate | 2X rewards on online spends | 10X rewards on international travel | 5% NeuCoins on Tata Neu App / Tata partner spends; 1.5% NeuCoins on other spendsBest |
Welcome benefit | — | — | Welcome NeuCoins worth up to ₹1,500 on first 30 days of card activation |
Lifetime free | YesBest | No | No |
Network | Visa | Visa | Visa |
Best for | online-shopping, lifetime-free | travel | online-shopping, rewards |
Apply |
Jupiter (Federal Bank)
Lifetime free. 2X rewards on online spends — Best for online-shopping · lifetime-free.
Punjab National Bank
10X rewards on international travel — Best for travel.
SBI Card
2% NeuCoins + annual fee reversal on ₹1L spend
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