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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · Jupiter (Federal Bank)
5X rewards on top categories — Best for rewards · premium.
Annual fee
₹1,000
Visa · Kotak Mahindra Bank
Lifetime free. 2X rewards on UPI spends — Best for rewards · upi · lifetime-free.
Annual fee
Lifetime free
Visa · Yes Bank
8 reward points per ₹200 — Best for premium · rewards.
Annual fee
₹2,500
Jupiter (Federal Bank)
Annual Fee
₹1,000
Reward Rate
5X rewards on top categories
Welcome Benefit
—
Kotak Mahindra Bank
Annual Fee
Lifetime Free
Reward Rate
2X rewards on UPI spends
Welcome Benefit
—
Yes Bank
Annual Fee
₹2,500
Reward Rate
8 reward points per ₹200
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Jupiter Prime Credit CardVisa · Jupiter (Federal Bank) | Kotak RuPay Credit CardVisa · Kotak Mahindra Bank | Yes Bank YES Premia Credit CardVisa · Yes Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | Jupiter (Federal Bank) | Kotak Mahindra Bank | Yes Bank |
Card | |||
Annual fee | ₹1,000 | Lifetime FreeBest | ₹2,500 |
Joining fee | ₹1,000 | ₹0Best | ₹2,500 |
Reward rate | 5X rewards on top categories | 2X rewards on UPI spends | 8 reward points per ₹200Best |
Welcome benefit | — | — | — |
Lifetime free | No | YesBest | No |
Network | Visa | Visa | Visa |
Best for | rewards, premium | rewards, upi, lifetime-free | premium, rewards |
Apply |
Jupiter (Federal Bank)
5X rewards on top categories — Best for rewards · premium.
Kotak Mahindra Bank
Lifetime free. 2X rewards on UPI spends — Best for rewards · upi · lifetime-free.
Yes Bank
8 reward points per ₹200 — Best for premium · rewards.
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