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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · Jupiter (Federal Bank)
5X rewards on top categories — Best for rewards · premium.
Annual fee
₹1,000
Visa · Niyo (DCB Bank)
Lifetime free. 2X rewards on forex spends — Best for travel · lifetime-free.
Annual fee
Lifetime free
Visa · SBI Card
2% NeuCoins + annual fee reversal on ₹1L spend
Annual fee
₹1,499
Jupiter (Federal Bank)
Annual Fee
₹1,000
Reward Rate
5X rewards on top categories
Welcome Benefit
—
Niyo (DCB Bank)
Annual Fee
Lifetime Free
Reward Rate
2X rewards on forex spends
Welcome Benefit
—
SBI Card
Annual Fee
₹1,499
Reward Rate
5% NeuCoins on Tata Neu App / Tata partner spends; 1.5% NeuCoins on other spends
Welcome Benefit
Welcome NeuCoins worth up to ₹1,500 on first 30 days of card activation
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Jupiter Prime Credit CardVisa · Jupiter (Federal Bank) | Niyo Global Credit CardVisa · Niyo (DCB Bank) | Tata Neu Plus SBI CardVisa · SBI Card |
|---|---|---|---|
Card image |  |  |  |
Provider | Jupiter (Federal Bank) | Niyo (DCB Bank) | SBI Card |
Card | |||
Annual fee | ₹1,000 | Lifetime FreeBest | ₹1,499 |
Joining fee | ₹1,000 | ₹0Best | ₹1,499 |
Reward rate | 5X rewards on top categories | 2X rewards on forex spends | 5% NeuCoins on Tata Neu App / Tata partner spends; 1.5% NeuCoins on other spendsBest |
Welcome benefit | — | — | Welcome NeuCoins worth up to ₹1,500 on first 30 days of card activation |
Lifetime free | No | YesBest | No |
Network | Visa | Visa | Visa |
Best for | rewards, premium | travel, lifetime-free | online-shopping, rewards |
Apply |
Jupiter (Federal Bank)
5X rewards on top categories — Best for rewards · premium.
Niyo (DCB Bank)
Lifetime free. 2X rewards on forex spends — Best for travel · lifetime-free.
SBI Card
2% NeuCoins + annual fee reversal on ₹1L spend
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