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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · Jupiter (Federal Bank)
5X rewards on top categories — Best for rewards · premium.
Annual fee
₹1,000
Visa · OneCard
Lifetime free. 5X rewards on top categories — Best for lifetime-free · app-driven · rewards.
Annual fee
Lifetime free
Visa · Punjab National Bank
4 reward points per ₹100 — Best for rewards.
Annual fee
₹500
Jupiter (Federal Bank)
Annual Fee
₹1,000
Reward Rate
5X rewards on top categories
Welcome Benefit
—
OneCard
Annual Fee
Lifetime Free
Reward Rate
5X rewards on top categories
Welcome Benefit
—
Punjab National Bank
Annual Fee
₹500
Reward Rate
4 reward points per ₹100
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Jupiter Prime Credit CardVisa · Jupiter (Federal Bank) | OneCard RuPay Credit CardVisa · OneCard | Punjab National Bank Rakshak Credit CardVisa · Punjab National Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | Jupiter (Federal Bank) | OneCard | Punjab National Bank |
Card | |||
Annual fee | ₹1,000 | Lifetime FreeBest | ₹500 |
Joining fee | ₹1,000 | ₹0Best | ₹500 |
Reward rate | 5X rewards on top categories | 5X rewards on top categories | 4 reward points per ₹100Best |
Welcome benefit | — | — | — |
Lifetime free | No | YesBest | No |
Network | Visa | Visa | Visa |
Best for | rewards, premium | lifetime-free, app-driven, rewards, upi | rewards |
Apply |
Jupiter (Federal Bank)
5X rewards on top categories — Best for rewards · premium.
OneCard
Lifetime free. 5X rewards on top categories — Best for lifetime-free · app-driven · rewards.
Punjab National Bank
4 reward points per ₹100 — Best for rewards.
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