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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Mastercard · Kotak Mahindra Bank
Lifetime free. 2X rewards on online spends — Best for online-shopping · lifetime-free.
Annual fee
Lifetime free
Mastercard · RBL Bank
5X on dining & fuel — Best for dining · fuel.
Annual fee
₹1,000
Visa · SBI Card
5X rewards on medical — Best for healthcare.
Annual fee
₹1,500
Kotak Mahindra Bank
Annual Fee
Lifetime Free
Reward Rate
2X rewards on online spends
Welcome Benefit
—
RBL Bank
Annual Fee
₹1,000
Reward Rate
5X on dining & fuel
Welcome Benefit
—
SBI Card
Annual Fee
₹1,500
Reward Rate
5X rewards on medical
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Kotak MOJO Credit CardMastercard · Kotak Mahindra Bank | RBL Bank Edge Credit CardMastercard · RBL Bank | SBI Doctor's Credit CardVisa · SBI Card |
|---|---|---|---|
Card image |  |  |  |
Provider | Kotak Mahindra Bank | RBL Bank | SBI Card |
Card | |||
Annual fee | Lifetime FreeBest | ₹1,000 | ₹1,500 |
Joining fee | ₹0Best | ₹1,000 | ₹1,500 |
Reward rate | 2X rewards on online spends | 5X on dining & fuel | 5X rewards on medical |
Welcome benefit | — | — | — |
Lifetime free | YesBest | No | No |
Network | Mastercard | Mastercard | Visa |
Best for | online-shopping, lifetime-free | dining, fuel | healthcare |
Apply |
Kotak Mahindra Bank
Lifetime free. 2X rewards on online spends — Best for online-shopping · lifetime-free.
RBL Bank
5X on dining & fuel — Best for dining · fuel.
SBI Card
5X rewards on medical — Best for healthcare.
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