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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · Kotak Mahindra Bank
5 reward points per ₹100 — Best for premium · rewards.
Annual fee
₹10,000
Visa · Standard Chartered
Lifetime free. 5% cashback on fuel & utility — Best for fuel · bill-payments · lifetime-free.
Annual fee
Lifetime free
Visa · Standard Chartered
5% cashback on utilities — Best for bill-payments.
Annual fee
₹750
Kotak Mahindra Bank
Annual Fee
₹10,000
Reward Rate
5 reward points per ₹100
Welcome Benefit
—
Standard Chartered
Annual Fee
Lifetime Free
Reward Rate
5% cashback on fuel & utility
Welcome Benefit
—
Standard Chartered
Annual Fee
₹750
Reward Rate
5% cashback on utilities
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Kotak Zenith Credit CardVisa · Kotak Mahindra Bank | Standard Chartered Platinum Credit CardVisa · Standard Chartered | Standard Chartered Super ValueTitanium Credit CardVisa · Standard Chartered |
|---|---|---|---|
Card image |  |  |  |
Provider | Kotak Mahindra Bank | Standard Chartered | Standard Chartered |
Card | |||
Annual fee | ₹10,000 | Lifetime FreeBest | ₹750 |
Joining fee | ₹10,000 | ₹0Best | ₹750 |
Reward rate | 5 reward points per ₹100Best | 5% cashback on fuel & utility | 5% cashback on utilities |
Welcome benefit | — | — | — |
Lifetime free | No | YesBest | No |
Network | Visa | Visa | Visa |
Best for | premium, rewards | fuel, bill-payments, lifetime-free | bill-payments |
Apply |
Kotak Mahindra Bank
5 reward points per ₹100 — Best for premium · rewards.
Standard Chartered
Lifetime free. 5% cashback on fuel & utility — Best for fuel · bill-payments · lifetime-free.
Standard Chartered
5% cashback on utilities — Best for bill-payments.
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