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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · OneCard
Lifetime free. 5X rewards on top categories — Best for lifetime-free · app-driven · rewards.
Annual fee
Lifetime free
Visa · SBI Card
5,000 IndiGo BluChips & 6E Eats voucher
Annual fee
₹4,500
Visa · Standard Chartered
5% cashback on utilities — Best for bill-payments.
Annual fee
₹750
OneCard
Annual Fee
Lifetime Free
Reward Rate
5X rewards on top categories
Welcome Benefit
—
SBI Card
Annual Fee
₹4,500
Reward Rate
5 IndiGo BluChips per ₹100 on IndiGo transactions; 2 BluChips per ₹100 on dining, grocery, entertainment
Welcome Benefit
Welcome gift of 5,000 IndiGo BluChips + 6E Eats voucher
Standard Chartered
Annual Fee
₹750
Reward Rate
5% cashback on utilities
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | OneCard RuPay Credit CardVisa · OneCard | IndiGo SBI Card ELITEVisa · SBI Card | Standard Chartered Super ValueTitanium Credit CardVisa · Standard Chartered |
|---|---|---|---|
Card image |  |  |  |
Provider | OneCard | SBI Card | Standard Chartered |
Card | |||
Annual fee | Lifetime FreeBest | ₹4,500 | ₹750 |
Joining fee | ₹0Best | ₹4,500 | ₹750 |
Reward rate | 5X rewards on top categories | 5 IndiGo BluChips per ₹100 on IndiGo transactions; 2 BluChips per ₹100 on dining, grocery, entertainmentBest | 5% cashback on utilities |
Welcome benefit | — | Welcome gift of 5,000 IndiGo BluChips + 6E Eats voucher | — |
Lifetime free | YesBest | No | No |
Network | Visa | Visa | Visa |
Best for | lifetime-free, app-driven, rewards, upi | airlines, travel, premium | bill-payments |
Apply |
OneCard
Lifetime free. 5X rewards on top categories — Best for lifetime-free · app-driven · rewards.
SBI Card
5,000 IndiGo BluChips & 6E Eats voucher
Standard Chartered
5% cashback on utilities — Best for bill-payments.
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