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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · Punjab National Bank
10X rewards on international travel — Best for travel.
Annual fee
₹2,000
Mastercard · RBL Bank
5X on dining & fuel — Best for dining · fuel.
Annual fee
₹1,000
Visa · SBI Card
2 reward points per ₹100 — Best for rewards.
Annual fee
₹500
Punjab National Bank
Annual Fee
₹2,000
Reward Rate
10X rewards on international travel
Welcome Benefit
—
RBL Bank
Annual Fee
₹1,000
Reward Rate
5X on dining & fuel
Welcome Benefit
—
SBI Card
Annual Fee
₹500
Reward Rate
2 reward points per ₹100
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Punjab National Bank Global Credit CardVisa · Punjab National Bank | RBL Bank Edge Credit CardMastercard · RBL Bank | SBI ApL Platinum Credit CardVisa · SBI Card |
|---|---|---|---|
Card image |  |  |  |
Provider | Punjab National Bank | RBL Bank | SBI Card |
Card | |||
Annual fee | ₹2,000 | ₹1,000 | ₹500Best |
Joining fee | ₹2,000 | ₹1,000 | ₹500Best |
Reward rate | 10X rewards on international travel | 5X on dining & fuel | 2 reward points per ₹100Best |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Visa | Mastercard | Visa |
Best for | travel | dining, fuel | rewards |
Apply |
Punjab National Bank
10X rewards on international travel — Best for travel.
RBL Bank
5X on dining & fuel — Best for dining · fuel.
SBI Card
2 reward points per ₹100 — Best for rewards.
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