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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Visa · Punjab National Bank
10X rewards on international travel — Best for travel.
Annual fee
₹2,000

Mastercard · RBL Bank
5X rewards on travel — Best for travel.
Annual fee
₹3,000

Visa · Standard Chartered
Lifetime free. 5% cashback on fuel & utility — Best for fuel · bill-payments · lifetime-free.
Annual fee
Lifetime free
Punjab National Bank
Annual Fee
₹2,000
Reward Rate
10X rewards on international travel
Welcome Benefit
—
RBL Bank
Annual Fee
₹3,000
Reward Rate
5X rewards on travel
Welcome Benefit
—
Standard Chartered
Annual Fee
Lifetime Free
Reward Rate
5% cashback on fuel & utility
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Punjab National Bank Global Credit CardVisa · Punjab National Bank | RBL Bank World Safari Credit CardMastercard · RBL Bank | Standard Chartered Platinum Credit CardVisa · Standard Chartered |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | Punjab National Bank | RBL Bank | Standard Chartered |
Card | |||
Annual fee | ₹2,000 | ₹3,000 | Lifetime FreeBest |
Joining fee | ₹2,000 | ₹3,000 | ₹0Best |
Reward rate | 10X rewards on international travelBest | 5X rewards on travel | 5% cashback on fuel & utility |
Welcome benefit | — | — | — |
Lifetime free | No | No | YesBest |
Network | Visa | Mastercard | Visa |
Best for | travel | travel | fuel, bill-payments, lifetime-free |
Apply |
Punjab National Bank
10X rewards on international travel — Best for travel.
RBL Bank
5X rewards on travel — Best for travel.
Standard Chartered
Lifetime free. 5% cashback on fuel & utility — Best for fuel · bill-payments · lifetime-free.
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