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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Visa · Punjab National Bank
10X rewards on international travel — Best for travel.
Annual fee
₹2,000

Visa · SBI Card
5X reward points on BPCL fuel — Best for fuel.
Annual fee
₹1,499

Mastercard · SBI Card
5 reward points per ₹100 — Best for rewards · premium.
Annual fee
₹2,999
Punjab National Bank
Annual Fee
₹2,000
Reward Rate
10X rewards on international travel
Welcome Benefit
—
SBI Card
Annual Fee
₹1,499
Reward Rate
5X reward points on BPCL fuel
Welcome Benefit
—
SBI Card
Annual Fee
₹2,999
Reward Rate
5 reward points per ₹100
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Punjab National Bank Global Credit CardVisa · Punjab National Bank | SBI BPCL Credit CardVisa · SBI Card | SBI Card PRIMEMastercard · SBI Card |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | Punjab National Bank | SBI Card | SBI Card |
Card | |||
Annual fee | ₹2,000 | ₹1,499Best | ₹2,999 |
Joining fee | ₹2,000 | ₹1,499Best | ₹2,999 |
Reward rate | 10X rewards on international travel | 5X reward points on BPCL fuel | 5 reward points per ₹100Best |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Visa | Visa | Mastercard |
Best for | travel | fuel | rewards, premium |
Apply |
Punjab National Bank
10X rewards on international travel — Best for travel.
SBI Card
5X reward points on BPCL fuel — Best for fuel.
SBI Card
5 reward points per ₹100 — Best for rewards · premium.
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