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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Visa · Punjab National Bank
1 Reward Point per ₹100 spent (per BankBazaar; pnbcard.in) — Best for .
Annual fee
₹300

Visa · SBI Card
2 reward points per ₹100 — Best for rewards.
Annual fee
₹500

Mastercard · Standard Chartered
5% cashback on fuel — Best for fuel.
Annual fee
₹750
Punjab National Bank
Annual Fee
₹300
Reward Rate
1 Reward Point per ₹100 spent (per BankBazaar; pnbcard.in)
Welcome Benefit
—
SBI Card
Annual Fee
₹500
Reward Rate
2 reward points per ₹100
Welcome Benefit
—
Standard Chartered
Annual Fee
₹750
Reward Rate
5% cashback on fuel
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | PNB Global Gold Credit Card (Visa) — mapped from requested 'pnb-gold'Visa · Punjab National Bank | SBI ApL Platinum Credit CardVisa · SBI Card | Standard Chartered Titanium Credit CardMastercard · Standard Chartered |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | Punjab National Bank | SBI Card | Standard Chartered |
Card | |||
Annual fee | ₹300Best | ₹500 | ₹750 |
Joining fee | ₹2,026 | ₹500Best | ₹750 |
Reward rate | 1 Reward Point per ₹100 spent (per BankBazaar; pnbcard.in) | 2 reward points per ₹100Best | 5% cashback on fuel |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Visa | Visa | Mastercard |
Best for | — | rewards | fuel |
Apply |
Punjab National Bank
1 Reward Point per ₹100 spent (per BankBazaar; pnbcard.in) — Best for .
SBI Card
2 reward points per ₹100 — Best for rewards.
Standard Chartered
5% cashback on fuel — Best for fuel.
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