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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · Punjab National Bank
1 Reward Point per ₹100 spent (per BankBazaar; pnbcard.in) — Best for .
Annual fee
₹300
Visa · SBI Card
5 reward points per ₹100 — Best for premium · travel.
Annual fee
₹10,000
Visa · Standard Chartered
5% cashback on utilities — Best for bill-payments.
Annual fee
₹750
Punjab National Bank
Annual Fee
₹300
Reward Rate
1 Reward Point per ₹100 spent (per BankBazaar; pnbcard.in)
Welcome Benefit
—
SBI Card
Annual Fee
₹10,000
Reward Rate
5 reward points per ₹100
Welcome Benefit
—
Standard Chartered
Annual Fee
₹750
Reward Rate
5% cashback on utilities
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | PNB Global Gold Credit Card (Visa) — mapped from requested 'pnb-gold'Visa · Punjab National Bank | SBI Card AurionVisa · SBI Card | Standard Chartered Super ValueTitanium Credit CardVisa · Standard Chartered |
|---|---|---|---|
Card image |  |  |  |
Provider | Punjab National Bank | SBI Card | Standard Chartered |
Card | |||
Annual fee | ₹300Best | ₹10,000 | ₹750 |
Joining fee | ₹2,026 | ₹10,000 | ₹750Best |
Reward rate | 1 Reward Point per ₹100 spent (per BankBazaar; pnbcard.in) | 5 reward points per ₹100Best | 5% cashback on utilities |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Visa | Visa | Visa |
Best for | — | premium, travel | bill-payments |
Apply |
Punjab National Bank
1 Reward Point per ₹100 spent (per BankBazaar; pnbcard.in) — Best for .
SBI Card
5 reward points per ₹100 — Best for premium · travel.
Standard Chartered
5% cashback on utilities — Best for bill-payments.
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