We use analytics cookies to understand how visitors interact with our site. By continuing you agree to our use of cookies as described in our Privacy Policy.
3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Mastercard · RBL Bank
5X on dining & fuel — Best for dining · fuel.
Annual fee
₹1,000
Visa · SBI Card
5 reward points per ₹100 — Best for premium · travel.
Annual fee
₹10,000
Visa · Standard Chartered
5x on travel & dining; 1x others — Best for travel · dining · lounge-access.
Annual fee
₹5,000
RBL Bank
Annual Fee
₹1,000
Reward Rate
5X on dining & fuel
Welcome Benefit
—
SBI Card
Annual Fee
₹10,000
Reward Rate
5 reward points per ₹100
Welcome Benefit
—
Standard Chartered
Annual Fee
₹5,000
Reward Rate
5x on travel & dining; 1x others
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | RBL Bank Edge Credit CardMastercard · RBL Bank | SBI Card AurionVisa · SBI Card | Standard Chartered Ultimate Credit CardVisa · Standard Chartered |
|---|---|---|---|
Card image |  |  |  |
Provider | RBL Bank | SBI Card | Standard Chartered |
Card | |||
Annual fee | ₹1,000Best | ₹10,000 | ₹5,000 |
Joining fee | ₹1,000Best | ₹10,000 | ₹5,000 |
Reward rate | 5X on dining & fuel | 5 reward points per ₹100Best | 5x on travel & dining; 1x others |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Mastercard | Visa | Visa |
Best for | dining, fuel | premium, travel | travel, dining, lounge-access |
Apply |
RBL Bank
5X on dining & fuel — Best for dining · fuel.
SBI Card
5 reward points per ₹100 — Best for premium · travel.
Standard Chartered
5x on travel & dining; 1x others — Best for travel · dining · lounge-access.
Related Guides
In-depth guides on rewards, lounge access, forex and more.
Related Comparisons
Compare any two cards side-by-side across 140+ issuers.
