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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Mastercard · RBL Bank
5X on dining & fuel — Best for dining · fuel.
Annual fee
₹1,000
Visa · SBI Card
Welcome gift of 2,500 IndiGo BluChips
Annual fee
Lifetime free
Visa · Standard Chartered
5% cashback on subscriptions & utilities — Best for bill-payments.
Annual fee
₹1,500
RBL Bank
Annual Fee
₹1,000
Reward Rate
5X on dining & fuel
Welcome Benefit
—
SBI Card
Annual Fee
Lifetime Free
Reward Rate
2 IndiGo BluChips per ₹100 on IndiGo transactions; 1 BluChip per ₹100 on other spends
Welcome Benefit
Welcome gift of up to 2,500 IndiGo BluChips on joining
Standard Chartered
Annual Fee
₹1,500
Reward Rate
5% cashback on subscriptions & utilities
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | RBL Bank Edge Credit CardMastercard · RBL Bank | IndiGo SBI CardVisa · SBI Card | Standard Chartered DigiSmart Credit CardVisa · Standard Chartered |
|---|---|---|---|
Card image |  |  |  |
Provider | RBL Bank | SBI Card | Standard Chartered |
Card | |||
Annual fee | ₹1,000 | Lifetime FreeBest | ₹1,500 |
Joining fee | ₹1,000 | ₹0Best | ₹1,500 |
Reward rate | 5X on dining & fuel | 2 IndiGo BluChips per ₹100 on IndiGo transactions; 1 BluChip per ₹100 on other spendsBest | 5% cashback on subscriptions & utilities |
Welcome benefit | — | Welcome gift of up to 2,500 IndiGo BluChips on joining | — |
Lifetime free | No | YesBest | No |
Network | Mastercard | Visa | Visa |
Best for | dining, fuel | airlines, travel | bill-payments |
Apply |
RBL Bank
5X on dining & fuel — Best for dining · fuel.
SBI Card
Welcome gift of 2,500 IndiGo BluChips
Standard Chartered
5% cashback on subscriptions & utilities — Best for bill-payments.
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