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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Mastercard · RBL Bank
5X reward points on all spends — Best for premium · rewards.
Annual fee
₹10,000
Mastercard · RBL Bank
2X reward points per ₹100 — Best for rewards.
Annual fee
₹500
Visa · Standard Chartered
Lifetime free. 2X rewards on dining — Best for dining · lifetime-free.
Annual fee
Lifetime free
RBL Bank
Annual Fee
₹10,000
Reward Rate
5X reward points on all spends
Welcome Benefit
—
RBL Bank
Annual Fee
₹500
Reward Rate
2X reward points per ₹100
Welcome Benefit
—
Standard Chartered
Annual Fee
Lifetime Free
Reward Rate
2X rewards on dining
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | RBL Bank Infinite Credit CardMastercard · RBL Bank | RBL Bank Platinum Plus Credit CardMastercard · RBL Bank | Standard Chartered Smart Credit CardVisa · Standard Chartered |
|---|---|---|---|
Card image |  |  |  |
Provider | RBL Bank | RBL Bank | Standard Chartered |
Card | |||
Annual fee | ₹10,000 | ₹500 | Lifetime FreeBest |
Joining fee | ₹10,000 | ₹500 | ₹0Best |
Reward rate | 5X reward points on all spends | 2X reward points per ₹100Best | 2X rewards on dining |
Welcome benefit | — | — | — |
Lifetime free | No | No | YesBest |
Network | Mastercard | Mastercard | Visa |
Best for | premium, rewards | rewards | dining, lifetime-free |
Apply |
RBL Bank
5X reward points on all spends — Best for premium · rewards.
RBL Bank
2X reward points per ₹100 — Best for rewards.
Standard Chartered
Lifetime free. 2X rewards on dining — Best for dining · lifetime-free.
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