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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Mastercard · RBL Bank
5X reward points on all spends — Best for premium · rewards.
Annual fee
₹10,000

Mastercard · RBL Bank
Lifetime free. 2X reward points on online — Best for online-shopping · lifetime-free.
Annual fee
Lifetime free

Visa · SBI Card
Lifetime free. 5% NeuCoins on Tata — Best for online-shopping · lifetime-free.
Annual fee
Lifetime free
RBL Bank
Annual Fee
₹10,000
Reward Rate
5X reward points on all spends
Welcome Benefit
—
RBL Bank
Annual Fee
Lifetime Free
Reward Rate
2X reward points on online
Welcome Benefit
—
SBI Card
Annual Fee
Lifetime Free
Reward Rate
5% NeuCoins on Tata
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | RBL Bank Infinite Credit CardMastercard · RBL Bank | RBL Bank ShopRite Credit CardMastercard · RBL Bank | SBI Card Tata NeuVisa · SBI Card |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | RBL Bank | RBL Bank | SBI Card |
Card | |||
Annual fee | ₹10,000 | Lifetime Free | Lifetime Free |
Joining fee | ₹10,000 | ₹0Best | ₹1,499 |
Reward rate | 5X reward points on all spends | 2X reward points on online | 5% NeuCoins on Tata |
Welcome benefit | — | — | — |
Lifetime free | No | Yes | Yes |
Network | Mastercard | Mastercard | Visa |
Best for | premium, rewards | online-shopping, lifetime-free | online-shopping, lifetime-free |
Apply |
RBL Bank
5X reward points on all spends — Best for premium · rewards.
RBL Bank
Lifetime free. 2X reward points on online — Best for online-shopping · lifetime-free.
SBI Card
Lifetime free. 5% NeuCoins on Tata — Best for online-shopping · lifetime-free.
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