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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Mastercard · RBL Bank
5X reward points on all spends — Best for premium · rewards.
Annual fee
₹10,000

Visa · SBI Card
7.5% cashback on Myntra, 5% cashback on Flipkart
Annual fee
₹500

Visa · SBI Card
10X reward points on health — Best for healthcare · rewards.
Annual fee
₹1,499
RBL Bank
Annual Fee
₹10,000
Reward Rate
5X reward points on all spends
Welcome Benefit
—
SBI Card
Annual Fee
₹500
Reward Rate
7.5% cashback on Myntra; 5% cashback on Flipkart; 1% cashback on all other spends
Welcome Benefit
Welcome cashback worth ₹500 on first transaction
SBI Card
Annual Fee
₹1,499
Reward Rate
10X reward points on health
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | RBL Bank Infinite Credit CardMastercard · RBL Bank | Flipkart SBI CardVisa · SBI Card | SBI Card PulseVisa · SBI Card |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | RBL Bank | SBI Card | SBI Card |
Card | |||
Annual fee | ₹10,000 | ₹500Best | ₹1,499 |
Joining fee | ₹10,000 | ₹500Best | ₹1,499 |
Reward rate | 5X reward points on all spends | 7.5% cashback on Myntra; 5% cashback on Flipkart; 1% cashback on all other spends | 10X reward points on healthBest |
Welcome benefit | — | Welcome cashback worth ₹500 on first transaction | — |
Lifetime free | No | No | No |
Network | Mastercard | Visa | Visa |
Best for | premium, rewards | flipkart, online-shopping, cashback | healthcare, rewards |
Apply |
RBL Bank
5X reward points on all spends — Best for premium · rewards.
SBI Card
7.5% cashback on Myntra, 5% cashback on Flipkart
SBI Card
10X reward points on health — Best for healthcare · rewards.
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