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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Mastercard · RBL Bank
5X reward points on all spends — Best for premium · rewards.
Annual fee
₹10,000
Visa · SBI Card
2% NeuCoins + annual fee reversal on ₹1L spend
Annual fee
₹1,499
Visa · SBI Card
1 reward point per ₹100 — Best for rewards · beginners.
Annual fee
₹499
RBL Bank
Annual Fee
₹10,000
Reward Rate
5X reward points on all spends
Welcome Benefit
—
SBI Card
Annual Fee
₹1,499
Reward Rate
5% NeuCoins on Tata Neu App / Tata partner spends; 1.5% NeuCoins on other spends
Welcome Benefit
Welcome NeuCoins worth up to ₹1,500 on first 30 days of card activation
SBI Card
Annual Fee
₹499
Reward Rate
1 reward point per ₹100
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | RBL Bank Infinite Credit CardMastercard · RBL Bank | Tata Neu Plus SBI CardVisa · SBI Card | SBI Unnati Credit CardVisa · SBI Card |
|---|---|---|---|
Card image |  |  |  |
Provider | RBL Bank | SBI Card | SBI Card |
Card | |||
Annual fee | ₹10,000 | ₹1,499 | ₹499Best |
Joining fee | ₹10,000 | ₹1,499 | ₹499Best |
Reward rate | 5X reward points on all spends | 5% NeuCoins on Tata Neu App / Tata partner spends; 1.5% NeuCoins on other spends | 1 reward point per ₹100Best |
Welcome benefit | — | Welcome NeuCoins worth up to ₹1,500 on first 30 days of card activation | — |
Lifetime free | No | No | No |
Network | Mastercard | Visa | Visa |
Best for | premium, rewards | online-shopping, rewards | rewards, beginners |
Apply |
RBL Bank
5X reward points on all spends — Best for premium · rewards.
SBI Card
2% NeuCoins + annual fee reversal on ₹1L spend
SBI Card
1 reward point per ₹100 — Best for rewards · beginners.
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