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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Mastercard · RBL Bank
5X reward points on all spends — Best for premium · rewards.
Annual fee
₹10,000
Visa · SBI Card
1 reward point per ₹100 — Best for rewards · beginners.
Annual fee
₹499
Visa · Yes Bank
Lifetime free. 2X reward points on all spends — Best for rewards · lifetime-free.
Annual fee
Lifetime free
RBL Bank
Annual Fee
₹10,000
Reward Rate
5X reward points on all spends
Welcome Benefit
—
SBI Card
Annual Fee
₹499
Reward Rate
1 reward point per ₹100
Welcome Benefit
—
Yes Bank
Annual Fee
Lifetime Free
Reward Rate
2X reward points on all spends
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | RBL Bank Infinite Credit CardMastercard · RBL Bank | SBI Unnati Credit CardVisa · SBI Card | Yes Bank YES Prosperity Credit CardVisa · Yes Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | RBL Bank | SBI Card | Yes Bank |
Card | |||
Annual fee | ₹10,000 | ₹499 | Lifetime FreeBest |
Joining fee | ₹10,000 | ₹499 | ₹0Best |
Reward rate | 5X reward points on all spends | 1 reward point per ₹100Best | 2X reward points on all spends |
Welcome benefit | — | — | — |
Lifetime free | No | No | YesBest |
Network | Mastercard | Visa | Visa |
Best for | premium, rewards | rewards, beginners | rewards, lifetime-free |
Apply |
RBL Bank
5X reward points on all spends — Best for premium · rewards.
SBI Card
1 reward point per ₹100 — Best for rewards · beginners.
Yes Bank
Lifetime free. 2X reward points on all spends — Best for rewards · lifetime-free.
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