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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Mastercard · RBL Bank
Lifetime free. 2X reward points on online — Best for online-shopping · lifetime-free.
Annual fee
Lifetime free
Visa · SBI Card
10 Reward Points per ₹150 on dining, movies, departmental stores and grocery;… — Best for .
Annual fee
₹499
Visa · SBI Card
7.5% cashback on Myntra, 5% cashback on Flipkart
Annual fee
₹500
RBL Bank
Annual Fee
Lifetime Free
Reward Rate
2X reward points on online
Welcome Benefit
—
SBI Card
Annual Fee
₹499
Reward Rate
10 Reward Points per ₹150 on dining, movies, departmental stores and grocery; 1 Reward Point per ₹150 on all other spends; 4 Reward Points = Re. 1
Welcome Benefit
—
SBI Card
Annual Fee
₹500
Reward Rate
7.5% cashback on Myntra; 5% cashback on Flipkart; 1% cashback on all other spends
Welcome Benefit
Welcome cashback worth ₹500 on first transaction
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | RBL Bank ShopRite Credit CardMastercard · RBL Bank | SimplySAVE SBI CardVisa · SBI Card | Flipkart SBI CardVisa · SBI Card |
|---|---|---|---|
Card image |  |  |  |
Provider | RBL Bank | SBI Card | SBI Card |
Card | |||
Annual fee | Lifetime FreeBest | ₹499 | ₹500 |
Joining fee | ₹0Best | ₹499 | ₹500 |
Reward rate | 2X reward points on online | 10 Reward Points per ₹150 on dining, movies, departmental stores and grocery; 1 Reward Point per ₹150 on all other spends; 4 Reward Points = Re. 1Best | 7.5% cashback on Myntra; 5% cashback on Flipkart; 1% cashback on all other spends |
Welcome benefit | — | — | Welcome cashback worth ₹500 on first transaction |
Lifetime free | YesBest | No | No |
Network | Mastercard | Visa | Visa |
Best for | online-shopping, lifetime-free | — | flipkart, online-shopping, cashback |
Apply |
RBL Bank
Lifetime free. 2X reward points on online — Best for online-shopping · lifetime-free.
SBI Card
10 Reward Points per ₹150 on dining, movies, departmental stores and grocery;… — Best for .
SBI Card
7.5% cashback on Myntra, 5% cashback on Flipkart
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