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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Mastercard · RBL Bank
Lifetime free. 2X reward points on online — Best for online-shopping · lifetime-free.
Annual fee
Lifetime free
Visa · SBI Card
7.5% cashback on Myntra, 5% cashback on Flipkart
Annual fee
₹500
Mastercard · SBI Card
3 reward points per ₹100 — Best for rewards · premium.
Annual fee
₹4,999
RBL Bank
Annual Fee
Lifetime Free
Reward Rate
2X reward points on online
Welcome Benefit
—
SBI Card
Annual Fee
₹500
Reward Rate
7.5% cashback on Myntra; 5% cashback on Flipkart; 1% cashback on all other spends
Welcome Benefit
Welcome cashback worth ₹500 on first transaction
SBI Card
Annual Fee
₹4,999
Reward Rate
3 reward points per ₹100
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | RBL Bank ShopRite Credit CardMastercard · RBL Bank | Flipkart SBI CardVisa · SBI Card | SBI Card SignatureMastercard · SBI Card |
|---|---|---|---|
Card image |  |  |  |
Provider | RBL Bank | SBI Card | SBI Card |
Card | |||
Annual fee | Lifetime FreeBest | ₹500 | ₹4,999 |
Joining fee | ₹0Best | ₹500 | ₹4,999 |
Reward rate | 2X reward points on online | 7.5% cashback on Myntra; 5% cashback on Flipkart; 1% cashback on all other spends | 3 reward points per ₹100Best |
Welcome benefit | — | Welcome cashback worth ₹500 on first transaction | — |
Lifetime free | YesBest | No | No |
Network | Mastercard | Visa | Mastercard |
Best for | online-shopping, lifetime-free | flipkart, online-shopping, cashback | rewards, premium |
Apply |
RBL Bank
Lifetime free. 2X reward points on online — Best for online-shopping · lifetime-free.
SBI Card
7.5% cashback on Myntra, 5% cashback on Flipkart
SBI Card
3 reward points per ₹100 — Best for rewards · premium.
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