We use analytics cookies to understand how visitors interact with our site. By continuing you agree to our use of cookies as described in our Privacy Policy.
3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · SBI Card
1-year FITPASS PRO + Apollo 24|7 e-Gift Voucher
Annual fee
₹1,499
Mastercard · SBI Card
3 reward points per ₹100 — Best for rewards · premium.
Annual fee
₹4,999
Visa · Standard Chartered
Lifetime free. 2X rewards on dining — Best for dining · lifetime-free.
Annual fee
Lifetime free
SBI Card
Annual Fee
₹1,499
Reward Rate
5 reward points per ₹100 on Apollo 24|7, pharmacy, and hospital spends; 1 reward point per ₹100 elsewhere
Welcome Benefit
1-year FITPASS PRO membership + Apollo 24|7 e-Gift Voucher on joining
SBI Card
Annual Fee
₹4,999
Reward Rate
3 reward points per ₹100
Welcome Benefit
—
Standard Chartered
Annual Fee
Lifetime Free
Reward Rate
2X rewards on dining
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Apollo SBI Card SELECTVisa · SBI Card | SBI Card SignatureMastercard · SBI Card | Standard Chartered Smart Credit CardVisa · Standard Chartered |
|---|---|---|---|
Card image |  |  |  |
Provider | SBI Card | SBI Card | Standard Chartered |
Card | |||
Annual fee | ₹1,499 | ₹4,999 | Lifetime FreeBest |
Joining fee | ₹1,499 | ₹4,999 | ₹0Best |
Reward rate | 5 reward points per ₹100 on Apollo 24|7, pharmacy, and hospital spends; 1 reward point per ₹100 elsewhereBest | 3 reward points per ₹100 | 2X rewards on dining |
Welcome benefit | 1-year FITPASS PRO membership + Apollo 24|7 e-Gift Voucher on joining | — | — |
Lifetime free | No | No | YesBest |
Network | Visa | Mastercard | Visa |
Best for | healthcare, lifestyle | rewards, premium | dining, lifetime-free |
Apply |
SBI Card
1-year FITPASS PRO + Apollo 24|7 e-Gift Voucher
SBI Card
3 reward points per ₹100 — Best for rewards · premium.
Standard Chartered
Lifetime free. 2X rewards on dining — Best for dining · lifetime-free.
Related Guides
In-depth guides on rewards, lounge access, forex and more.
Related Comparisons
Compare any two cards side-by-side across 140+ issuers.
