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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Visa · SBI Card
1-year FITPASS PRO + Apollo 24|7 e-Gift Voucher
Annual fee
₹1,499

Visa · Yes Bank
15 reward points per ₹200 — Best for premium · rewards.
Annual fee
₹10,000

Mastercard · Yes Bank
3X rewards on entertainment & dining — Best for entertainment · dining.
Annual fee
₹500
SBI Card
Annual Fee
₹1,499
Reward Rate
5 reward points per ₹100 on Apollo 24|7, pharmacy, and hospital spends; 1 reward point per ₹100 elsewhere
Welcome Benefit
1-year FITPASS PRO membership + Apollo 24|7 e-Gift Voucher on joining
Yes Bank
Annual Fee
₹10,000
Reward Rate
15 reward points per ₹200
Welcome Benefit
—
Yes Bank
Annual Fee
₹500
Reward Rate
3X rewards on entertainment & dining
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Apollo SBI Card SELECTVisa · SBI Card | Yes Bank YES First Exclusive Credit CardVisa · Yes Bank | Yes Bank Marvel Plus Credit CardMastercard · Yes Bank |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | SBI Card | Yes Bank | Yes Bank |
Card | |||
Annual fee | ₹1,499 | ₹10,000 | ₹500Best |
Joining fee | ₹1,499 | ₹10,000 | ₹500Best |
Reward rate | 5 reward points per ₹100 on Apollo 24|7, pharmacy, and hospital spends; 1 reward point per ₹100 elsewhereBest | 15 reward points per ₹200 | 3X rewards on entertainment & dining |
Welcome benefit | 1-year FITPASS PRO membership + Apollo 24|7 e-Gift Voucher on joining | — | — |
Lifetime free | No | No | No |
Network | Visa | Visa | Mastercard |
Best for | healthcare, lifestyle | premium, rewards | entertainment, dining |
Apply |
SBI Card
1-year FITPASS PRO + Apollo 24|7 e-Gift Voucher
Yes Bank
15 reward points per ₹200 — Best for premium · rewards.
Yes Bank
3X rewards on entertainment & dining — Best for entertainment · dining.
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