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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Visa · SBI Card
5X reward points on BPCL fuel — Best for fuel.
Annual fee
₹1,499

Visa · SBI Card
5X rewards on dining, departmental stores & grocery. 8 domestic + 6 international lounge visits. 1.99% lowest forex markup.
Annual fee
₹4,999

Visa · SBI Card
Lifetime free. 5% NeuCoins on Tata — Best for online-shopping · lifetime-free.
Annual fee
Lifetime free
SBI Card
Annual Fee
₹1,499
Reward Rate
5X reward points on BPCL fuel
Welcome Benefit
—
SBI Card
Annual Fee
₹4,999
Reward Rate
5 Reward Points per ₹100 on dining, departmental stores and grocery; 2 Reward Points per ₹100 on all other retail spends; 1 Reward Point = Re. 0.25
Welcome Benefit
Up to 5,000 Bonus Reward Points as welcome gift on payment of joining fee, plus complimentary 1-year Club ITC Silver Tier membership on first transaction within 60 days of card activation.
SBI Card
Annual Fee
Lifetime Free
Reward Rate
5% NeuCoins on Tata
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | SBI BPCL Credit CardVisa · SBI Card | SBI Card ELITEVisa · SBI Card | SBI Card Tata NeuVisa · SBI Card |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | SBI Card | SBI Card | SBI Card |
Card | |||
Annual fee | ₹1,499 | ₹4,999 | Lifetime FreeBest |
Joining fee | ₹1,499 | ₹4,999 | ₹1,499 |
Reward rate | 5X reward points on BPCL fuel | 5 Reward Points per ₹100 on dining, departmental stores and grocery; 2 Reward Points per ₹100 on all other retail spends; 1 Reward Point = Re. 0.25Best | 5% NeuCoins on Tata |
Welcome benefit | — | Up to 5,000 Bonus Reward Points as welcome gift on payment of joining fee, plus complimentary 1-year Club ITC Silver Tier membership on first transaction within 60 days of card activation. | — |
Lifetime free | No | No | YesBest |
Network | Visa | Visa | Visa |
Best for | fuel | premium, lounge-access, dining, forex, milestone | online-shopping, lifetime-free |
Apply |
SBI Card
5X reward points on BPCL fuel — Best for fuel.
SBI Card
5X rewards on dining, departmental stores & grocery. 8 domestic + 6 international lounge visits. 1.99% lowest forex markup.
SBI Card
Lifetime free. 5% NeuCoins on Tata — Best for online-shopping · lifetime-free.
Related Guides
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