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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Visa · SBI Card
5X reward points on BPCL fuel — Best for fuel.
Annual fee
₹1,499

Visa · SBI Card
2% NeuCoins + annual fee reversal on ₹1L spend
Annual fee
₹1,499

Visa · SBI Card
1 reward point per ₹100 — Best for rewards · beginners.
Annual fee
₹499
SBI Card
Annual Fee
₹1,499
Reward Rate
5X reward points on BPCL fuel
Welcome Benefit
—
SBI Card
Annual Fee
₹1,499
Reward Rate
5% NeuCoins on Tata Neu App / Tata partner spends; 1.5% NeuCoins on other spends
Welcome Benefit
Welcome NeuCoins worth up to ₹1,500 on first 30 days of card activation
SBI Card
Annual Fee
₹499
Reward Rate
1 reward point per ₹100
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | SBI BPCL Credit CardVisa · SBI Card | Tata Neu Plus SBI CardVisa · SBI Card | SBI Unnati Credit CardVisa · SBI Card |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | SBI Card | SBI Card | SBI Card |
Card | |||
Annual fee | ₹1,499 | ₹1,499 | ₹499Best |
Joining fee | ₹1,499 | ₹1,499 | ₹499Best |
Reward rate | 5X reward points on BPCL fuel | 5% NeuCoins on Tata Neu App / Tata partner spends; 1.5% NeuCoins on other spends | 1 reward point per ₹100Best |
Welcome benefit | — | Welcome NeuCoins worth up to ₹1,500 on first 30 days of card activation | — |
Lifetime free | No | No | No |
Network | Visa | Visa | Visa |
Best for | fuel | online-shopping, rewards | rewards, beginners |
Apply |
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