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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Mastercard · SBI Card
5% cashback on top online brands; 1% on others — Best for cashback · online-shopping.
Annual fee
₹999
Visa · SBI Card
5,000 IndiGo BluChips & 6E Eats voucher
Annual fee
₹4,500
Visa · Yes Bank
15 reward points per ₹200 — Best for premium · rewards.
Annual fee
₹10,000
SBI Card
Annual Fee
₹999
Reward Rate
5% cashback on top online brands; 1% on others
Welcome Benefit
—
SBI Card
Annual Fee
₹4,500
Reward Rate
5 IndiGo BluChips per ₹100 on IndiGo transactions; 2 BluChips per ₹100 on dining, grocery, entertainment
Welcome Benefit
Welcome gift of 5,000 IndiGo BluChips + 6E Eats voucher
Yes Bank
Annual Fee
₹10,000
Reward Rate
15 reward points per ₹200
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | SBI Cashback Credit CardMastercard · SBI Card | IndiGo SBI Card ELITEVisa · SBI Card | Yes Bank YES First Exclusive Credit CardVisa · Yes Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | SBI Card | SBI Card | Yes Bank |
Card | |||
Annual fee | ₹999Best | ₹4,500 | ₹10,000 |
Joining fee | ₹999Best | ₹4,500 | ₹10,000 |
Reward rate | 5% cashback on top online brands; 1% on others | 5 IndiGo BluChips per ₹100 on IndiGo transactions; 2 BluChips per ₹100 on dining, grocery, entertainmentBest | 15 reward points per ₹200 |
Welcome benefit | — | Welcome gift of 5,000 IndiGo BluChips + 6E Eats voucher | — |
Lifetime free | No | No | No |
Network | Mastercard | Visa | Visa |
Best for | cashback, online-shopping | airlines, travel, premium | premium, rewards |
Apply |
SBI Card
5% cashback on top online brands; 1% on others — Best for cashback · online-shopping.
SBI Card
5,000 IndiGo BluChips & 6E Eats voucher
Yes Bank
15 reward points per ₹200 — Best for premium · rewards.
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