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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Mastercard · SBI Card
5% cashback on top online brands; 1% on others — Best for cashback · online-shopping.
Annual fee
₹999
Mastercard · Standard Chartered
5% cashback on fuel — Best for fuel.
Annual fee
₹750
Visa · Yes Bank
12 reward points per ₹200 — Best for premium · rewards.
Annual fee
₹5,000
SBI Card
Annual Fee
₹999
Reward Rate
5% cashback on top online brands; 1% on others
Welcome Benefit
—
Standard Chartered
Annual Fee
₹750
Reward Rate
5% cashback on fuel
Welcome Benefit
—
Yes Bank
Annual Fee
₹5,000
Reward Rate
12 reward points per ₹200
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | SBI Cashback Credit CardMastercard · SBI Card | Standard Chartered Titanium Credit CardMastercard · Standard Chartered | Yes Bank YES First Preferred Credit CardVisa · Yes Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | SBI Card | Standard Chartered | Yes Bank |
Card | |||
Annual fee | ₹999 | ₹750Best | ₹5,000 |
Joining fee | ₹999 | ₹750Best | ₹5,000 |
Reward rate | 5% cashback on top online brands; 1% on others | 5% cashback on fuel | 12 reward points per ₹200Best |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Mastercard | Mastercard | Visa |
Best for | cashback, online-shopping | fuel | premium, rewards |
Apply |
SBI Card
5% cashback on top online brands; 1% on others — Best for cashback · online-shopping.
Standard Chartered
5% cashback on fuel — Best for fuel.
Yes Bank
12 reward points per ₹200 — Best for premium · rewards.
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