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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Visa · SBI Card
5X rewards on medical — Best for healthcare.
Annual fee
₹1,500

Visa · SBI Card
Welcome gift of 2,500 IndiGo BluChips
Annual fee
Lifetime free

Visa · slice (SBM Bank)
Lifetime free. 2X rewards on online spends — Best for online-shopping · lifetime-free.
Annual fee
Lifetime free
SBI Card
Annual Fee
₹1,500
Reward Rate
5X rewards on medical
Welcome Benefit
—
SBI Card
Annual Fee
Lifetime Free
Reward Rate
2 IndiGo BluChips per ₹100 on IndiGo transactions; 1 BluChip per ₹100 on other spends
Welcome Benefit
Welcome gift of up to 2,500 IndiGo BluChips on joining
slice (SBM Bank)
Annual Fee
Lifetime Free
Reward Rate
2X rewards on online spends
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | SBI Doctor's Credit CardVisa · SBI Card | IndiGo SBI CardVisa · SBI Card | slice Credit CardVisa · slice (SBM Bank) |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | SBI Card | SBI Card | slice (SBM Bank) |
Card | |||
Annual fee | ₹1,500 | Lifetime Free | Lifetime Free |
Joining fee | ₹1,500 | ₹0 | ₹0 |
Reward rate | 5X rewards on medical | 2 IndiGo BluChips per ₹100 on IndiGo transactions; 1 BluChip per ₹100 on other spendsBest | 2X rewards on online spends |
Welcome benefit | — | Welcome gift of up to 2,500 IndiGo BluChips on joining | — |
Lifetime free | No | Yes | Yes |
Network | Visa | Visa | Visa |
Best for | healthcare | airlines, travel | online-shopping, lifetime-free |
Apply |
SBI Card
5X rewards on medical — Best for healthcare.
SBI Card
Welcome gift of 2,500 IndiGo BluChips
slice (SBM Bank)
Lifetime free. 2X rewards on online spends — Best for online-shopping · lifetime-free.
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