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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · SBI Card
7.5% cashback on Myntra, 5% cashback on Flipkart
Annual fee
₹500
Visa · SBI Card
Welcome gift of 2,500 IndiGo BluChips
Annual fee
Lifetime free
Visa · Yes Bank
15 reward points per ₹200 — Best for premium · rewards.
Annual fee
₹10,000
SBI Card
Annual Fee
₹500
Reward Rate
7.5% cashback on Myntra; 5% cashback on Flipkart; 1% cashback on all other spends
Welcome Benefit
Welcome cashback worth ₹500 on first transaction
SBI Card
Annual Fee
Lifetime Free
Reward Rate
2 IndiGo BluChips per ₹100 on IndiGo transactions; 1 BluChip per ₹100 on other spends
Welcome Benefit
Welcome gift of up to 2,500 IndiGo BluChips on joining
Yes Bank
Annual Fee
₹10,000
Reward Rate
15 reward points per ₹200
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Flipkart SBI CardVisa · SBI Card | IndiGo SBI CardVisa · SBI Card | Yes Bank YES First Exclusive Credit CardVisa · Yes Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | SBI Card | SBI Card | Yes Bank |
Card | |||
Annual fee | ₹500 | Lifetime FreeBest | ₹10,000 |
Joining fee | ₹500 | ₹0Best | ₹10,000 |
Reward rate | 7.5% cashback on Myntra; 5% cashback on Flipkart; 1% cashback on all other spends | 2 IndiGo BluChips per ₹100 on IndiGo transactions; 1 BluChip per ₹100 on other spendsBest | 15 reward points per ₹200 |
Welcome benefit | Welcome cashback worth ₹500 on first transaction | Welcome gift of up to 2,500 IndiGo BluChips on joining | — |
Lifetime free | No | YesBest | No |
Network | Visa | Visa | Visa |
Best for | flipkart, online-shopping, cashback | airlines, travel | premium, rewards |
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