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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Visa · SBI Card
7.5% cashback on Myntra, 5% cashback on Flipkart
Annual fee
₹500

Visa · Standard Chartered
Lifetime free. 5% cashback on fuel & utility — Best for fuel · bill-payments · lifetime-free.
Annual fee
Lifetime free

Visa · slice (SBM Bank)
Lifetime free. 2X rewards on online spends — Best for online-shopping · lifetime-free.
Annual fee
Lifetime free
SBI Card
Annual Fee
₹500
Reward Rate
7.5% cashback on Myntra; 5% cashback on Flipkart; 1% cashback on all other spends
Welcome Benefit
Welcome cashback worth ₹500 on first transaction
Standard Chartered
Annual Fee
Lifetime Free
Reward Rate
5% cashback on fuel & utility
Welcome Benefit
—
slice (SBM Bank)
Annual Fee
Lifetime Free
Reward Rate
2X rewards on online spends
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Flipkart SBI CardVisa · SBI Card | Standard Chartered Platinum Credit CardVisa · Standard Chartered | slice Credit CardVisa · slice (SBM Bank) |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | SBI Card | Standard Chartered | slice (SBM Bank) |
Card | |||
Annual fee | ₹500 | Lifetime Free | Lifetime Free |
Joining fee | ₹500 | ₹0 | ₹0 |
Reward rate | 7.5% cashback on Myntra; 5% cashback on Flipkart; 1% cashback on all other spendsBest | 5% cashback on fuel & utility | 2X rewards on online spends |
Welcome benefit | Welcome cashback worth ₹500 on first transaction | — | — |
Lifetime free | No | Yes | Yes |
Network | Visa | Visa | Visa |
Best for | flipkart, online-shopping, cashback | fuel, bill-payments, lifetime-free | online-shopping, lifetime-free |
Apply |
SBI Card
7.5% cashback on Myntra, 5% cashback on Flipkart
Standard Chartered
Lifetime free. 5% cashback on fuel & utility — Best for fuel · bill-payments · lifetime-free.
slice (SBM Bank)
Lifetime free. 2X rewards on online spends — Best for online-shopping · lifetime-free.
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