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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · SBI Card
7.5% cashback on Myntra, 5% cashback on Flipkart
Annual fee
₹500
Visa · Standard Chartered
5% cashback on utilities — Best for bill-payments.
Annual fee
₹750
Visa · Yes Bank
12 reward points per ₹200 — Best for premium · rewards.
Annual fee
₹5,000
SBI Card
Annual Fee
₹500
Reward Rate
7.5% cashback on Myntra; 5% cashback on Flipkart; 1% cashback on all other spends
Welcome Benefit
Welcome cashback worth ₹500 on first transaction
Standard Chartered
Annual Fee
₹750
Reward Rate
5% cashback on utilities
Welcome Benefit
—
Yes Bank
Annual Fee
₹5,000
Reward Rate
12 reward points per ₹200
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Flipkart SBI CardVisa · SBI Card | Standard Chartered Super ValueTitanium Credit CardVisa · Standard Chartered | Yes Bank YES First Preferred Credit CardVisa · Yes Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | SBI Card | Standard Chartered | Yes Bank |
Card | |||
Annual fee | ₹500Best | ₹750 | ₹5,000 |
Joining fee | ₹500Best | ₹750 | ₹5,000 |
Reward rate | 7.5% cashback on Myntra; 5% cashback on Flipkart; 1% cashback on all other spends | 5% cashback on utilities | 12 reward points per ₹200Best |
Welcome benefit | Welcome cashback worth ₹500 on first transaction | — | — |
Lifetime free | No | No | No |
Network | Visa | Visa | Visa |
Best for | flipkart, online-shopping, cashback | bill-payments | premium, rewards |
Apply |
SBI Card
7.5% cashback on Myntra, 5% cashback on Flipkart
Standard Chartered
5% cashback on utilities — Best for bill-payments.
Yes Bank
12 reward points per ₹200 — Best for premium · rewards.
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