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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Visa · SBI Card
5,000 IndiGo BluChips & 6E Eats voucher
Annual fee
₹4,500

Mastercard · SBI Card
3 reward points per ₹100 — Best for rewards · premium.
Annual fee
₹4,999

Visa · SBI Card
10X rewards on partner online brands; 1X on others — Best for online-shopping · rewards.
Annual fee
₹499
SBI Card
Annual Fee
₹4,500
Reward Rate
5 IndiGo BluChips per ₹100 on IndiGo transactions; 2 BluChips per ₹100 on dining, grocery, entertainment
Welcome Benefit
Welcome gift of 5,000 IndiGo BluChips + 6E Eats voucher
SBI Card
Annual Fee
₹4,999
Reward Rate
3 reward points per ₹100
Welcome Benefit
—
SBI Card
Annual Fee
₹499
Reward Rate
10X rewards on partner online brands; 1X on others
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | IndiGo SBI Card ELITEVisa · SBI Card | SBI Card SignatureMastercard · SBI Card | SBI SimplyCLICK Credit CardVisa · SBI Card |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | SBI Card | SBI Card | SBI Card |
Card | |||
Annual fee | ₹4,500 | ₹4,999 | ₹499Best |
Joining fee | ₹4,500 | ₹4,999 | ₹499Best |
Reward rate | 5 IndiGo BluChips per ₹100 on IndiGo transactions; 2 BluChips per ₹100 on dining, grocery, entertainmentBest | 3 reward points per ₹100 | 10X rewards on partner online brands; 1X on others |
Welcome benefit | Welcome gift of 5,000 IndiGo BluChips + 6E Eats voucher | — | — |
Lifetime free | No | No | No |
Network | Visa | Mastercard | Visa |
Best for | airlines, travel, premium | rewards, premium | online-shopping, rewards |
Apply |
SBI Card
5,000 IndiGo BluChips & 6E Eats voucher
SBI Card
3 reward points per ₹100 — Best for rewards · premium.
SBI Card
10X rewards on partner online brands; 1X on others — Best for online-shopping · rewards.
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