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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · SBI Card
5,000 IndiGo BluChips & 6E Eats voucher
Annual fee
₹4,500
Visa · SBI Card
1 reward point per ₹100 — Best for rewards · beginners.
Annual fee
₹499
Visa · Standard Chartered
5% cashback on utilities — Best for bill-payments.
Annual fee
₹750
SBI Card
Annual Fee
₹4,500
Reward Rate
5 IndiGo BluChips per ₹100 on IndiGo transactions; 2 BluChips per ₹100 on dining, grocery, entertainment
Welcome Benefit
Welcome gift of 5,000 IndiGo BluChips + 6E Eats voucher
SBI Card
Annual Fee
₹499
Reward Rate
1 reward point per ₹100
Welcome Benefit
—
Standard Chartered
Annual Fee
₹750
Reward Rate
5% cashback on utilities
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | IndiGo SBI Card ELITEVisa · SBI Card | SBI Unnati Credit CardVisa · SBI Card | Standard Chartered Super ValueTitanium Credit CardVisa · Standard Chartered |
|---|---|---|---|
Card image |  |  |  |
Provider | SBI Card | SBI Card | Standard Chartered |
Card | |||
Annual fee | ₹4,500 | ₹499Best | ₹750 |
Joining fee | ₹4,500 | ₹499Best | ₹750 |
Reward rate | 5 IndiGo BluChips per ₹100 on IndiGo transactions; 2 BluChips per ₹100 on dining, grocery, entertainmentBest | 1 reward point per ₹100 | 5% cashback on utilities |
Welcome benefit | Welcome gift of 5,000 IndiGo BluChips + 6E Eats voucher | — | — |
Lifetime free | No | No | No |
Network | Visa | Visa | Visa |
Best for | airlines, travel, premium | rewards, beginners | bill-payments |
Apply |
SBI Card
5,000 IndiGo BluChips & 6E Eats voucher
SBI Card
1 reward point per ₹100 — Best for rewards · beginners.
Standard Chartered
5% cashback on utilities — Best for bill-payments.
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