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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · SBI Card
Welcome gift of 2,500 IndiGo BluChips
Annual fee
Lifetime free
Mastercard · SBI Card
5 reward points per ₹100 — Best for rewards · premium.
Annual fee
₹2,999
Visa · SBI Card
10X rewards on partner online brands; 1X on others — Best for online-shopping · rewards.
Annual fee
₹499
SBI Card
Annual Fee
Lifetime Free
Reward Rate
2 IndiGo BluChips per ₹100 on IndiGo transactions; 1 BluChip per ₹100 on other spends
Welcome Benefit
Welcome gift of up to 2,500 IndiGo BluChips on joining
SBI Card
Annual Fee
₹2,999
Reward Rate
5 reward points per ₹100
Welcome Benefit
—
SBI Card
Annual Fee
₹499
Reward Rate
10X rewards on partner online brands; 1X on others
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | IndiGo SBI CardVisa · SBI Card | SBI Card PRIMEMastercard · SBI Card | SBI SimplyCLICK Credit CardVisa · SBI Card |
|---|---|---|---|
Card image |  |  |  |
Provider | SBI Card | SBI Card | SBI Card |
Card | |||
Annual fee | Lifetime FreeBest | ₹2,999 | ₹499 |
Joining fee | ₹0Best | ₹2,999 | ₹499 |
Reward rate | 2 IndiGo BluChips per ₹100 on IndiGo transactions; 1 BluChip per ₹100 on other spendsBest | 5 reward points per ₹100 | 10X rewards on partner online brands; 1X on others |
Welcome benefit | Welcome gift of up to 2,500 IndiGo BluChips on joining | — | — |
Lifetime free | YesBest | No | No |
Network | Visa | Mastercard | Visa |
Best for | airlines, travel | rewards, premium | online-shopping, rewards |
Apply |
SBI Card
Welcome gift of 2,500 IndiGo BluChips
SBI Card
5 reward points per ₹100 — Best for rewards · premium.
SBI Card
10X rewards on partner online brands; 1X on others — Best for online-shopping · rewards.
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