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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Visa · SBI Card
Welcome gift of 2,500 IndiGo BluChips
Annual fee
Lifetime free

Visa · SBI Card
Lowest forex markup of 1.99% + 5% NeuCoins on Tata
Annual fee
₹4,999

Visa · SBI Card
5% reward on Yatra spends — Best for travel.
Annual fee
₹999
SBI Card
Annual Fee
Lifetime Free
Reward Rate
2 IndiGo BluChips per ₹100 on IndiGo transactions; 1 BluChip per ₹100 on other spends
Welcome Benefit
Welcome gift of up to 2,500 IndiGo BluChips on joining
SBI Card
Annual Fee
₹4,999
Reward Rate
5% Value Back as NeuCoins on Tata Neu spends; up to 5% extra as NeuCoins via NeuPass; 1.5% NeuCoins on other spends
Welcome Benefit
Welcome NeuCoins worth up to ₹4,999 credited within 15 days of joining fee realization
SBI Card
Annual Fee
₹999
Reward Rate
5% reward on Yatra spends
Welcome Benefit
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Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | IndiGo SBI CardVisa · SBI Card | Tata Neu Infinity SBI CardVisa · SBI Card | SBI Card YatraVisa · SBI Card |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | SBI Card | SBI Card | SBI Card |
Card | |||
Annual fee | Lifetime FreeBest | ₹4,999 | ₹999 |
Joining fee | ₹0Best | ₹4,999 | ₹999 |
Reward rate | 2 IndiGo BluChips per ₹100 on IndiGo transactions; 1 BluChip per ₹100 on other spendsBest | 5% Value Back as NeuCoins on Tata Neu spends; up to 5% extra as NeuCoins via NeuPass; 1.5% NeuCoins on other spends | 5% reward on Yatra spends |
Welcome benefit | Welcome gift of up to 2,500 IndiGo BluChips on joining | Welcome NeuCoins worth up to ₹4,999 credited within 15 days of joining fee realization | — |
Lifetime free | YesBest | No | No |
Network | Visa | Visa | Visa |
Best for | airlines, travel | online-shopping, premium, travel | travel |
Apply |
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