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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · SBI Card
Welcome gift of 2,500 IndiGo BluChips
Annual fee
Lifetime free
Visa · SBI Card
1 reward point per ₹100 — Best for rewards · beginners.
Annual fee
₹499
Visa · Yes Bank
8 reward points per ₹200 — Best for premium · rewards.
Annual fee
₹2,500
SBI Card
Annual Fee
Lifetime Free
Reward Rate
2 IndiGo BluChips per ₹100 on IndiGo transactions; 1 BluChip per ₹100 on other spends
Welcome Benefit
Welcome gift of up to 2,500 IndiGo BluChips on joining
SBI Card
Annual Fee
₹499
Reward Rate
1 reward point per ₹100
Welcome Benefit
—
Yes Bank
Annual Fee
₹2,500
Reward Rate
8 reward points per ₹200
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | IndiGo SBI CardVisa · SBI Card | SBI Unnati Credit CardVisa · SBI Card | Yes Bank YES Premia Credit CardVisa · Yes Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | SBI Card | SBI Card | Yes Bank |
Card | |||
Annual fee | Lifetime FreeBest | ₹499 | ₹2,500 |
Joining fee | ₹0Best | ₹499 | ₹2,500 |
Reward rate | 2 IndiGo BluChips per ₹100 on IndiGo transactions; 1 BluChip per ₹100 on other spendsBest | 1 reward point per ₹100 | 8 reward points per ₹200 |
Welcome benefit | Welcome gift of up to 2,500 IndiGo BluChips on joining | — | — |
Lifetime free | YesBest | No | No |
Network | Visa | Visa | Visa |
Best for | airlines, travel | rewards, beginners | premium, rewards |
Apply |
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