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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Visa · SBI Card
10X rewards on partner online brands; 1X on others — Best for online-shopping · rewards.
Annual fee
₹499

Visa · SBI Card
2% NeuCoins + annual fee reversal on ₹1L spend
Annual fee
₹1,499

Visa · slice (SBM Bank)
Lifetime free. 2X rewards on online spends — Best for online-shopping · lifetime-free.
Annual fee
Lifetime free
SBI Card
Annual Fee
₹499
Reward Rate
10X rewards on partner online brands; 1X on others
Welcome Benefit
—
SBI Card
Annual Fee
₹1,499
Reward Rate
5% NeuCoins on Tata Neu App / Tata partner spends; 1.5% NeuCoins on other spends
Welcome Benefit
Welcome NeuCoins worth up to ₹1,500 on first 30 days of card activation
slice (SBM Bank)
Annual Fee
Lifetime Free
Reward Rate
2X rewards on online spends
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | SBI SimplyCLICK Credit CardVisa · SBI Card | Tata Neu Plus SBI CardVisa · SBI Card | slice Credit CardVisa · slice (SBM Bank) |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | SBI Card | SBI Card | slice (SBM Bank) |
Card | |||
Annual fee | ₹499 | ₹1,499 | Lifetime FreeBest |
Joining fee | ₹499 | ₹1,499 | ₹0Best |
Reward rate | 10X rewards on partner online brands; 1X on othersBest | 5% NeuCoins on Tata Neu App / Tata partner spends; 1.5% NeuCoins on other spends | 2X rewards on online spends |
Welcome benefit | — | Welcome NeuCoins worth up to ₹1,500 on first 30 days of card activation | — |
Lifetime free | No | No | YesBest |
Network | Visa | Visa | Visa |
Best for | online-shopping, rewards | online-shopping, rewards | online-shopping, lifetime-free |
Apply |
SBI Card
10X rewards on partner online brands; 1X on others — Best for online-shopping · rewards.
SBI Card
2% NeuCoins + annual fee reversal on ₹1L spend
slice (SBM Bank)
Lifetime free. 2X rewards on online spends — Best for online-shopping · lifetime-free.
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