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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · SBI Card
Lowest forex markup of 1.99% + 5% NeuCoins on Tata
Annual fee
₹4,999
Visa · Yes Bank
12 reward points per ₹200 — Best for premium · rewards.
Annual fee
₹5,000
Mastercard · Yes Bank
3X rewards on entertainment & dining — Best for entertainment · dining.
Annual fee
₹500
SBI Card
Annual Fee
₹4,999
Reward Rate
5% Value Back as NeuCoins on Tata Neu spends; up to 5% extra as NeuCoins via NeuPass; 1.5% NeuCoins on other spends
Welcome Benefit
Welcome NeuCoins worth up to ₹4,999 credited within 15 days of joining fee realization
Yes Bank
Annual Fee
₹5,000
Reward Rate
12 reward points per ₹200
Welcome Benefit
—
Yes Bank
Annual Fee
₹500
Reward Rate
3X rewards on entertainment & dining
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Tata Neu Infinity SBI CardVisa · SBI Card | Yes Bank YES First Preferred Credit CardVisa · Yes Bank | Yes Bank Marvel Plus Credit CardMastercard · Yes Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | SBI Card | Yes Bank | Yes Bank |
Card | |||
Annual fee | ₹4,999 | ₹5,000 | ₹500Best |
Joining fee | ₹4,999 | ₹5,000 | ₹500Best |
Reward rate | 5% Value Back as NeuCoins on Tata Neu spends; up to 5% extra as NeuCoins via NeuPass; 1.5% NeuCoins on other spends | 12 reward points per ₹200Best | 3X rewards on entertainment & dining |
Welcome benefit | Welcome NeuCoins worth up to ₹4,999 credited within 15 days of joining fee realization | — | — |
Lifetime free | No | No | No |
Network | Visa | Visa | Mastercard |
Best for | online-shopping, premium, travel | premium, rewards | entertainment, dining |
Apply |
SBI Card
Lowest forex markup of 1.99% + 5% NeuCoins on Tata
Yes Bank
12 reward points per ₹200 — Best for premium · rewards.
Yes Bank
3X rewards on entertainment & dining — Best for entertainment · dining.
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