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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · SBI Card
2% NeuCoins + annual fee reversal on ₹1L spend
Annual fee
₹1,499
Visa · Standard Chartered
5% cashback on subscriptions & utilities — Best for bill-payments.
Annual fee
₹1,500
Visa · Standard Chartered
Lifetime free. 5% cashback on fuel & utility — Best for fuel · bill-payments · lifetime-free.
Annual fee
Lifetime free
SBI Card
Annual Fee
₹1,499
Reward Rate
5% NeuCoins on Tata Neu App / Tata partner spends; 1.5% NeuCoins on other spends
Welcome Benefit
Welcome NeuCoins worth up to ₹1,500 on first 30 days of card activation
Standard Chartered
Annual Fee
₹1,500
Reward Rate
5% cashback on subscriptions & utilities
Welcome Benefit
—
Standard Chartered
Annual Fee
Lifetime Free
Reward Rate
5% cashback on fuel & utility
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Tata Neu Plus SBI CardVisa · SBI Card | Standard Chartered DigiSmart Credit CardVisa · Standard Chartered | Standard Chartered Platinum Credit CardVisa · Standard Chartered |
|---|---|---|---|
Card image |  |  |  |
Provider | SBI Card | Standard Chartered | Standard Chartered |
Card | |||
Annual fee | ₹1,499 | ₹1,500 | Lifetime FreeBest |
Joining fee | ₹1,499 | ₹1,500 | ₹0Best |
Reward rate | 5% NeuCoins on Tata Neu App / Tata partner spends; 1.5% NeuCoins on other spendsBest | 5% cashback on subscriptions & utilities | 5% cashback on fuel & utility |
Welcome benefit | Welcome NeuCoins worth up to ₹1,500 on first 30 days of card activation | — | — |
Lifetime free | No | No | YesBest |
Network | Visa | Visa | Visa |
Best for | online-shopping, rewards | bill-payments | fuel, bill-payments, lifetime-free |
Apply |
SBI Card
2% NeuCoins + annual fee reversal on ₹1L spend
Standard Chartered
5% cashback on subscriptions & utilities — Best for bill-payments.
Standard Chartered
Lifetime free. 5% cashback on fuel & utility — Best for fuel · bill-payments · lifetime-free.
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