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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · SBI Card
2% NeuCoins + annual fee reversal on ₹1L spend
Annual fee
₹1,499
Mastercard · Standard Chartered
5% cashback on fuel — Best for fuel.
Annual fee
₹750
Visa · Yes Bank
Lifetime free. 2X reward points on all spends — Best for rewards · lifetime-free.
Annual fee
Lifetime free
SBI Card
Annual Fee
₹1,499
Reward Rate
5% NeuCoins on Tata Neu App / Tata partner spends; 1.5% NeuCoins on other spends
Welcome Benefit
Welcome NeuCoins worth up to ₹1,500 on first 30 days of card activation
Standard Chartered
Annual Fee
₹750
Reward Rate
5% cashback on fuel
Welcome Benefit
—
Yes Bank
Annual Fee
Lifetime Free
Reward Rate
2X reward points on all spends
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Tata Neu Plus SBI CardVisa · SBI Card | Standard Chartered Titanium Credit CardMastercard · Standard Chartered | Yes Bank YES Prosperity Credit CardVisa · Yes Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | SBI Card | Standard Chartered | Yes Bank |
Card | |||
Annual fee | ₹1,499 | ₹750 | Lifetime FreeBest |
Joining fee | ₹1,499 | ₹750 | ₹0Best |
Reward rate | 5% NeuCoins on Tata Neu App / Tata partner spends; 1.5% NeuCoins on other spendsBest | 5% cashback on fuel | 2X reward points on all spends |
Welcome benefit | Welcome NeuCoins worth up to ₹1,500 on first 30 days of card activation | — | — |
Lifetime free | No | No | YesBest |
Network | Visa | Mastercard | Visa |
Best for | online-shopping, rewards | fuel | rewards, lifetime-free |
Apply |
SBI Card
2% NeuCoins + annual fee reversal on ₹1L spend
Standard Chartered
5% cashback on fuel — Best for fuel.
Yes Bank
Lifetime free. 2X reward points on all spends — Best for rewards · lifetime-free.
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