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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · SBI Card
2% NeuCoins + annual fee reversal on ₹1L spend
Annual fee
₹1,499
Visa · Standard Chartered
5x on travel & dining; 1x others — Best for travel · dining · lounge-access.
Annual fee
₹5,000
Visa · Yes Bank
15 reward points per ₹200 — Best for premium · rewards.
Annual fee
₹10,000
SBI Card
Annual Fee
₹1,499
Reward Rate
5% NeuCoins on Tata Neu App / Tata partner spends; 1.5% NeuCoins on other spends
Welcome Benefit
Welcome NeuCoins worth up to ₹1,500 on first 30 days of card activation
Standard Chartered
Annual Fee
₹5,000
Reward Rate
5x on travel & dining; 1x others
Welcome Benefit
—
Yes Bank
Annual Fee
₹10,000
Reward Rate
15 reward points per ₹200
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Tata Neu Plus SBI CardVisa · SBI Card | Standard Chartered Ultimate Credit CardVisa · Standard Chartered | Yes Bank YES First Exclusive Credit CardVisa · Yes Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | SBI Card | Standard Chartered | Yes Bank |
Card | |||
Annual fee | ₹1,499Best | ₹5,000 | ₹10,000 |
Joining fee | ₹1,499Best | ₹5,000 | ₹10,000 |
Reward rate | 5% NeuCoins on Tata Neu App / Tata partner spends; 1.5% NeuCoins on other spends | 5x on travel & dining; 1x others | 15 reward points per ₹200Best |
Welcome benefit | Welcome NeuCoins worth up to ₹1,500 on first 30 days of card activation | — | — |
Lifetime free | No | No | No |
Network | Visa | Visa | Visa |
Best for | online-shopping, rewards | travel, dining, lounge-access | premium, rewards |
Apply |
SBI Card
2% NeuCoins + annual fee reversal on ₹1L spend
Standard Chartered
5x on travel & dining; 1x others — Best for travel · dining · lounge-access.
Yes Bank
15 reward points per ₹200 — Best for premium · rewards.
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