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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Mastercard · Standard Chartered
5X on travel & dining — Best for travel · dining.
Annual fee
₹2,500
Visa · Standard Chartered
Lifetime free. 5% cashback on fuel & utility — Best for fuel · bill-payments · lifetime-free.
Annual fee
Lifetime free
Visa · Standard Chartered
5x on travel & dining; 1x others — Best for travel · dining · lounge-access.
Annual fee
₹5,000
Standard Chartered
Annual Fee
₹2,500
Reward Rate
5X on travel & dining
Welcome Benefit
—
Standard Chartered
Annual Fee
Lifetime Free
Reward Rate
5% cashback on fuel & utility
Welcome Benefit
—
Standard Chartered
Annual Fee
₹5,000
Reward Rate
5x on travel & dining; 1x others
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Standard Chartered Journey Credit CardMastercard · Standard Chartered | Standard Chartered Platinum Credit CardVisa · Standard Chartered | Standard Chartered Ultimate Credit CardVisa · Standard Chartered |
|---|---|---|---|
Card image |  |  |  |
Provider | Standard Chartered | Standard Chartered | Standard Chartered |
Card | |||
Annual fee | ₹2,500 | Lifetime FreeBest | ₹5,000 |
Joining fee | ₹2,500 | ₹0Best | ₹5,000 |
Reward rate | 5X on travel & dining | 5% cashback on fuel & utility | 5x on travel & dining; 1x othersBest |
Welcome benefit | — | — | — |
Lifetime free | No | YesBest | No |
Network | Mastercard | Visa | Visa |
Best for | travel, dining | fuel, bill-payments, lifetime-free | travel, dining, lounge-access |
Apply |
Standard Chartered
5X on travel & dining — Best for travel · dining.
Standard Chartered
Lifetime free. 5% cashback on fuel & utility — Best for fuel · bill-payments · lifetime-free.
Standard Chartered
5x on travel & dining; 1x others — Best for travel · dining · lounge-access.
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