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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · Uni (SBM Bank)
Lifetime free. 2X rewards on UPI — Best for upi · cashback · lifetime-free.
Annual fee
Lifetime free
Mastercard · Yes Bank
3X rewards on entertainment & dining — Best for entertainment · dining.
Annual fee
₹500
Visa · Yes Bank
8 reward points per ₹200 — Best for premium · rewards.
Annual fee
₹2,500
Uni (SBM Bank)
Annual Fee
Lifetime Free
Reward Rate
2X rewards on UPI
Welcome Benefit
—
Yes Bank
Annual Fee
₹500
Reward Rate
3X rewards on entertainment & dining
Welcome Benefit
—
Yes Bank
Annual Fee
₹2,500
Reward Rate
8 reward points per ₹200
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Uni Pay Credit CardVisa · Uni (SBM Bank) | Yes Bank Marvel Plus Credit CardMastercard · Yes Bank | Yes Bank YES Premia Credit CardVisa · Yes Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | Uni (SBM Bank) | Yes Bank | Yes Bank |
Card | |||
Annual fee | Lifetime FreeBest | ₹500 | ₹2,500 |
Joining fee | ₹0Best | ₹500 | ₹2,500 |
Reward rate | 2X rewards on UPI | 3X rewards on entertainment & dining | 8 reward points per ₹200Best |
Welcome benefit | — | — | — |
Lifetime free | YesBest | No | No |
Network | Visa | Mastercard | Visa |
Best for | upi, cashback, lifetime-free | entertainment, dining | premium, rewards |
Apply |
Uni (SBM Bank)
Lifetime free. 2X rewards on UPI — Best for upi · cashback · lifetime-free.
Yes Bank
3X rewards on entertainment & dining — Best for entertainment · dining.
Yes Bank
8 reward points per ₹200 — Best for premium · rewards.
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