AU Small Finance Bank
AU Bank Insignia Credit Card
Best for premium business, metal card
₹2,500/yr annual fee
By FinWiz24 Research Desk · Last reviewed · How we review
FinWiz24 Research Desk
Verified independently against issuer Terms & Conditions
Editorial Team
Annual fee
₹2,500/yr
Reward rate
Not published
Min. income
₹6,00,000
Forex markup
Not published
Lounge access
Yes
Eligibility
₹6 lakh/yr · CIBIL 750+
Reward cap
₹5,000/month
Welcome benefit
None beyond the reward rate
Who is this for
- Premium business owner
- High net worth
What we like
- 2.5% on everything
- 3% on business
- Metal card
Watch out for
- Rs 2,500 annual fee
Issuer
Fees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹2,500 | Not waivable |
| Annual fee | ₹2,500 | Waived on Rs 10 lakh annual spend |
| Late payment | ₹750 | Not waivable |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| All spends | 2.50 | ₹5,000/month | 1.00 |
| BUSINESS | 3.00 | ₹2,000/month | 1.00 |
Benefits
-
Insignia benefits Highlight
2.5% cashback on all purchases
-
Business benefits Highlight
3% cashback on business expenses
-
Metal card Highlight
Complimentary metal card
-
Lounge access
Complimentary domestic airport lounge access
Eligibility
- Age
- 25–60 years
- Min. income
- ₹6,00,000
- Min. credit score
- 750+
- Score note
- Good credit history
- Employment
- self-employed
- Documents
- PAN, Aadhaar, business registration
AU Bank Insignia Credit Card is a VISA credit card from AU Bank. It is best suited for premium business, metal card.
Fees and rewards
- Annual fee: Rs 2,500
- Joining fee: Rs 2,500
- Rewards: 2.5% on all purchases; 3% on business expenses
Eligibility
PAN, Aadhaar, business registration
Card data compiled from issuer published fee schedules. Status: active.
Apply for AU Bank Insignia Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
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Frequently asked questions
Is the AU Bank Insignia Credit Card worth it?
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Does the AU Bank Insignia Credit Card offer airport lounge access?
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Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.
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