Axis Bank
Axis Bank Cashback Credit Card
7% cashback on online shopping
₹1,000/yr annual fee · 7x rewards
By FinWiz24 Research Desk · Last reviewed · How we review
FinWiz24 Research Desk
Verified independently against issuer Terms & Conditions
Editorial Team
Annual fee
₹1,000/yr
Reward rate
7x
Min. income
₹2,50,000
Forex markup
Not published
Lounge access
None
Eligibility
₹2.50 lakh/yr · CIBIL 700+
Reward cap
No published cap
Welcome benefit
None beyond the reward rate
Axis Bank Cashback Credit Card is a Rs 1,000/year card (waived on Rs 4L annual spend) offering 7% cashback on online shopping, 0.75% on retail/travel, 0.5% on utility, plus 25% off on EazyDiner.
Who is this for
- Online shopper
- Cashback seeker
What we like
- 7% cashback on online shopping
- Rs 1,000 annual fee waived on Rs 4L
- 25% off EazyDiner
Watch out for
- Rs 1,000 annual fee
- Lower earn rate on retail/utility
Issuer
Headquarters
Mumbai, Maharashtra
Established 1993
Website
www.axisbank.comFees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹1,000 | Not waivable |
| Annual fee | ₹1,000 | Waived on Rs 4 lakh annual spend |
| Late payment | ₹1,300 | Not waivable |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| ONLINE | 7.00 | — | 1.00 |
| RETAIL | 0.75 | — | 1.00 |
| UTILITY | 0.50 | — | 1.00 |
Benefits
-
7% online cashback Highlight
7% cashback on online shopping
-
EazyDiner discount Highlight
25% off on EazyDiner
-
Universal cashback
0.75% on retail/travel; 0.5% on utility
Eligibility
- Age
- 18–70 years
- Min. income
- ₹2,50,000
- Min. credit score
- 700+
- Score note
- Stable income with decent credit
- Employment
- Salaried, self-employed
- Documents
- Resident Indian aged 18-70, salaried or self-employed, minimum income Rs 2.5 lakh
Axis Bank Cashback Credit Card is a Rs. 1,000/year card from Axis Bank (waived on Rs. 4 lakh annual spend) offering 7% cashback on online shopping, 0.75% on retail/travel, and 0.5% on utility.
Fees and rewards
- Annual fee: Rs. 1,000 + taxes (waived on Rs 4 lakh annual spend)
- Joining fee: Rs. 1,000 + taxes
- Rewards: 7% online; 0.75% retail/travel; 0.5% utility
Eligibility
Resident Indian aged 18-70, salaried or self-employed, minimum income Rs. 2.5 lakh.
Card data compiled from axis.bank.in and paisabazaar.com. Status: active.
Apply for Axis Bank Cashback Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
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Frequently asked questions
Is the Axis Bank Cashback Credit Card worth it?
What is the annual fee for the Axis Bank Cashback Credit Card?
How does the Axis Bank Cashback Credit Card reward rate work?
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Does the Axis Bank Cashback Credit Card offer airport lounge access?
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