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BOBCARD Etihad Guest Premium Credit Card

Best for premium Etihad flyers

₹5,000/yr annual fee

Visa

By FinWiz24 Research Desk · Last reviewed · How we review

FinWiz24 Research Desk

FinWiz24 Research Desk

Verified independently against issuer Terms & Conditions

Editorial Team

Annual fee

₹5,000/yr

Reward rate

Not published

Min. income

₹10,00,000

Forex markup

Not published

Lounge access

Yes

Eligibility

₹10 lakh/yr · CIBIL 800+

Reward cap

₹20,000/month

Welcome benefit

None beyond the reward rate

Who is this for

  • Premium Etihad flyer
  • High net worth traveler

What we like

  • 6 miles per Rs 100 on Etihad
  • Gold status benefit

Watch out for

  • Rs 5,000 annual fee

Fees and charges

Fee Amount Waiver
Joining fee ₹5,000 Not waivable
Annual fee ₹5,000 Waived on Rs 15 lakh annual spend
Late payment ₹1,000 Not waivable

Rewards

Spend category Rate Cap Redemption
AIRLINES 6.00 ₹20,000/month 0.10
All spends 2.00 No cap 0.10

Benefits

  • Premium Etihad miles Highlight

    6 Etihad Guest miles per Rs 100 on Etihad bookings

  • Etihad Guest Gold status Highlight

    Complimentary Gold status with Etihad Guest

  • Unlimited lounge access Highlight

    Complimentary unlimited domestic and international airport lounge access

  • Premium concierge

    24/7 premium concierge service

Eligibility

Age
25–60 years
Min. income
₹10,00,000
Min. credit score
800+
Score note
Excellent credit history
Employment
Salaried, self-employed
Documents
PAN, Aadhaar, salary slips / ITR

BOBCARD Etihad Guest Premium Credit Card is a VISA credit card from Bank of Baroda. It is best suited for premium Etihad flyers.

Fees and rewards

  • Annual fee: Rs 5,000
  • Joining fee: Rs 5,000
  • Rewards: 6 Etihad Guest miles per Rs 100 on Etihad; 2 miles per Rs 100 on all other

Eligibility

PAN, Aadhaar, salary slips / ITR

Card data compiled from issuer published fee schedules. Status: active.

Apply for BOBCARD Etihad Guest Premium Credit Card

Last reviewed · How we review

FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.

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Cards with similar benefits, rewards, or eligibility requirements.

Frequently asked questions

Is the BOBCARD Etihad Guest Premium Credit Card worth it?
BOBCARD Etihad Guest Premium Credit Card is a credit card issued by its bank. Whether it is worth it depends on your monthly spend pattern and whether the annual fee (if any) is waivable. Compare the fee and reward rate on this page against your expected annual spend to make an informed decision.

What is the annual fee for the BOBCARD Etihad Guest Premium Credit Card?
BOBCARD Etihad Guest Premium Credit Card charges ₹5,000 as the annual fee. Most issuers waive it on minimum annual spends — check the fee tile on this page for the waiver condition.

How does the BOBCARD Etihad Guest Premium Credit Card reward rate work?
BOBCARD Etihad Guest Premium Credit Card earns structured rewards that vary by spend category. Check the rewards tile on this page for the full multiplier schedule.

What are the eligibility requirements for the BOBCARD Etihad Guest Premium Credit Card?
To qualify for BOBCARD Etihad Guest Premium Credit Card, you typically need: minimum annual income ₹10,00,000; CIBIL score of 800+; Salaried / self-employed only. The eligibility tile on this page has the full published criteria.

Does the BOBCARD Etihad Guest Premium Credit Card offer airport lounge access?
Complimentary unlimited domestic and international airport lounge access

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Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.

FinWiz24 may earn a commission from issuer referral links, at no extra cost to you. Our editorial content is independent and not influenced by compensation.