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ICSI DIAMOND BOBCARD

Best for ICSI members, company secretaries

₹1,500/yr annual fee

Visa

By FinWiz24 Research Desk · Last reviewed · How we review

FinWiz24 Research Desk

FinWiz24 Research Desk

Verified independently against issuer Terms & Conditions

Editorial Team

Annual fee

₹1,500/yr

Reward rate

Not published

Min. income

₹4,00,000

Forex markup

Not published

Lounge access

None

Eligibility

₹4 lakh/yr · CIBIL 720+

Reward cap

₹3,000/month

Welcome benefit

None beyond the reward rate

Who is this for

  • Company secretary
  • ICSI member

What we like

  • 2% on everything
  • 3% on business

Watch out for

  • Rs 1,500 annual fee

Fees and charges

Fee Amount Waiver
Joining fee ₹1,500 Not waivable
Annual fee ₹1,500 Waived on Rs 5 lakh annual spend
Late payment ₹500 Not waivable

Rewards

Spend category Rate Cap Redemption
All spends 2.00 ₹3,000/month 1.00
BUSINESS 3.00 ₹1,000/month 1.00

Benefits

  • CS benefits Highlight

    2% cashback on all purchases

  • Business expense benefits Highlight

    3% cashback on business expenses

  • Fuel surcharge waiver

    1% waiver on fuel transactions Rs 500-3,000

Eligibility

Age
21–65 years
Min. income
₹4,00,000
Min. credit score
720+
Score note
Good credit history
Employment
self-employed
Documents
PAN, Aadhaar, ITR, ICSI membership

ICSI DIAMOND BOBCARD is a VISA credit card from Bank of Baroda. It is best suited for ICSI members, company secretaries.

Fees and rewards

  • Annual fee: Rs 1,500
  • Joining fee: Rs 1,500
  • Rewards: 2% cashback on all purchases; 3% on business expenses

Eligibility

PAN, Aadhaar, ITR, ICSI membership

Card data compiled from issuer published fee schedules. Status: active.

Apply for ICSI DIAMOND BOBCARD

Last reviewed · How we review

FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.

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Cards with similar benefits, rewards, or eligibility requirements.

Frequently asked questions

Is the ICSI DIAMOND BOBCARD worth it?
ICSI DIAMOND BOBCARD is a credit card issued by its bank. Whether it is worth it depends on your monthly spend pattern and whether the annual fee (if any) is waivable. Compare the fee and reward rate on this page against your expected annual spend to make an informed decision.

What is the annual fee for the ICSI DIAMOND BOBCARD?
ICSI DIAMOND BOBCARD charges ₹1,500 as the annual fee. Most issuers waive it on minimum annual spends — check the fee tile on this page for the waiver condition.

How does the ICSI DIAMOND BOBCARD reward rate work?
ICSI DIAMOND BOBCARD earns structured rewards that vary by spend category. Check the rewards tile on this page for the full multiplier schedule.

What are the eligibility requirements for the ICSI DIAMOND BOBCARD?
To qualify for ICSI DIAMOND BOBCARD, you typically need: minimum annual income ₹4,00,000; CIBIL score of 720+; self-employed only. The eligibility tile on this page has the full published criteria.

Does the ICSI DIAMOND BOBCARD offer airport lounge access?
ICSI DIAMOND BOBCARD does not publish complimentary airport lounge access as a benefit.

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Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.

FinWiz24 may earn a commission from issuer referral links, at no extra cost to you. Our editorial content is independent and not influenced by compensation.